Our Insurance Practice represents property, casualty, life and health insurers, intermediaries, loss adjusters, trade associations and even emergency assistance and evacuation service providers. Advising such diverse interests gives us a unique understanding of the priorities and agendas of different parties.

Our lawyers enjoy national reputation for their expertise and are also widely sought by overseas lawyers and corporations to render advice and assistance in various aspects of local insurance laws and practices. We regularly publish articles on insurance matters in a variety of local and international publications. By taking an active part in insurance industry associations, we are constantly in the forefront of business and legal developments in the insurance industry. Our clients include life insurers, general insurers and insurance intermediaries and financial advisers, locally and internationally.



We advise clients on regulatory requirements relating to the provision of insurance services and the distribution of insurance products. Our team members are well-experienced to advise clients in the insurance industry on legal and compliance aspects of operational matters, and on the structuring and marketing of insurance products. We are able to guide clients through the often unwritten rules and procedures. This enables us to address our clients’ business concerns as effectively as possible.


Market Conduct & Compliance

The whole area of market conduct and compliance has gone through and will continue to go through significant transformation in Singapore. Compelling changes are made from time to time to the Financial Advisers Act, the Insurance Act and Regulations, and the various Notices and Guidelines issued by the Monetary Authority of Singapore. We are actively engaged by clients to address issues arising out of these developments and to ensure compliance.


New Products and Programs

We assist clients in developing innovative and creative insurance products and programs. We advise on regulatory matters that apply to new product lines, and help design products and marketing content that are compliant. Our experience enables us to draft practical, industry and consumer accepted documents. We work with our clients to develop more consumer friendly plain-English contracts and other material.

We assist clients in the drafting and reviewing of life insurance products including the contract provisions for life policies, term and endowment policies, investment-linked policies with open and close-ended funds as well as hybrid products comprising both traditional and investment-linked policies. We also assist in the drafting and reviewing of the related product summaries and the marketing materials to ensure that they are compliant with existing legislation, guidelines and notices from the regulatory authorities. We also assisted in the drafting of health insurance products including some of the Shield products (a type of hospitalisation and surgical plan) currently in the market which allows policyholders to use their funds from the Central Provident Fund Board (a national savings plan in Singapore) to pay for the premiums.


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